Clover Bankruptcy Services

Benefits, Rates & Process

Benefits of using Clover Bankruptcy Services, we save you time and money!   
      

Breakdown of time for a simple Chapter 7 case

Task

Est. time Atty & Staff take on each task

Est. time Atty & Staff take on each task when using CBS

Initial Client Interview

45 minutes

45 minutes

Process Questionnaire

1 hour

Scan to CBS 15 minutes

Contact client for add’l docs

30 minutes

0

Prepare Petition with required due diligence

 

2 hours

 

0

Handle clients calls, process incoming docs & monitor case

 

2 hours

 

25 minutes on client calls & 5 minutes scanning to CBS

Atty Review Petition

30 minutes

30 minutes

Signing appointment

30 minutes

30 minutes

Simple adjustments after signing, client re-sign

 

30 minutes

0 if client re-signs by e-mail

or fax

File case

15 minutes

0

Scan/send docs to trustee

15 minutes

0

Fax petition to required party re: trustee sales, repossessions, wage attachment or bank levy and prepare Notice of Stay

 

45 minutes

 

0

341 letter w/copy of petition to client & calendaring

 

30 minutes

 moments to calendar in your system

FMC compliance & discharge letter

 

30 minutes

 

0

Total

In office, it will take you
10 hours* or more
on a simple Chapter 7 case

Using CBS, you will spend
only 2 hours 30 minutes or less
on a simple Chapter 7

 *When you include an additional 30%, related to interruptions during the day, you and your staff spend approximately 12 hours on one simple Chapter 7.  The above time table does not include additional time for budget or means test issues, income tax dischargeability, relief from stay matters, reaffirmation agreements, adversary issues, and general form mail.

RATES for typical bankruptcy cases:

Chapter 7 $350.00  
case preparation, downloading of all 3 credit reports & means test review
Chapter 13 $400.00 case preparation, downloading of all 3 credit reports & means test review

Chapter 13 with plan $500.00 case preparation, plan calculation, downloading all 3 credit reports & means test review
Conversion cases $150.00 
if you can forward the Best Case file.
Conversion cases $250.00 
if typed without Best Case file

Fees are due when prepared petition has been approved by you and ready for your client's signature.
  The fees noted above are regarding preparation of a typical bankruptcy, filing case and the items noted above under Breakdown of Time.  There is an additional fee for extra post filing work. We have experience in Means Test Revies, Motions to Value Collateral, Conversions, Dismissals, Extend Time, Objections and Modifications. 

*As noted above, this is for a typical bankruptcy, the preparation fee may be higher with certain cases, such as, the Debtor has multiple properties, business Debtor or has over 25 creditors.  We do offer volume discounts. 

   

PROCESS
  

  • Scan or fax your clients documents to CBS.
  • File will be processed and reviewed for potential problems, if any are discovered, you will be contacted for instructions.  The client will be contacted for missed items and petition prepared.
  • A Best Case or PDF file of the petition will be sent to you for review.
  • After reviewing the petition, any requested adjustments will be completed.
  • A final petition will be sent to you for your client's signing.
  • The client's case will be filed with court and agreed post-petition services will be preformed. 

Clover Bankruptcy Services (510) 913-2323

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